Lost or damaged Will? What can you do?

Lost or damaged Will? What can you do? In the UK it is a legal requirement that Wills are in hard copy format and properly signed and witnessed.This is all well and good but what happens when the hard copy is lost or destroyed?In this post, we’ll let you know what the legal position is if you know a Will has been destroyed or lost. If you would like to speak to a probate expert, call us free on 08001181603 Need to...

NHS Staff discounts

Smart Will are proud to announce that we now have a relationship with NHS Staff discounts! This means that we can now offer our service at an even better price to the hard workers of the NHS. For any NHS workers wishing to find the latest offers and deals on food, electrical, finance and legal we strongly advise on registering with them to find all kinds of offers throughout the UK. Follow the link below to register and find out more! NHS...

What are Survivorship clauses and commorientes?

What are Survivorship clauses and commorientes? A survivorship clause is a clause that states that a gift will only be made where the beneficiary lives for a certain amount of time after the death of the testator.These types of clauses are very common in modern Wills and it is often the case that when you are thinking about drawing up your own document this will be an issue that arises.These can be used to make sure that assets don’t have...

How to be an executor – step by step guide

How to be an executor – step by step guide Becoming an executor of a Will is a serious and legally responsible role and so in this post, we thought we’d give you a guide as the steps the executor needs to take.Being an executor doesn’t need to be complicated but you do need to be organised and following these steps will help when the time comes. When the Will is made When someone asks you to be an executor of their...

How long does probate take?

How long does probate take? One of the biggest problems with probate is that there really is no set time it should take and it all depends upon the estate in question.In this post, we’ll look at the issues surrounding probate and explain some of the things that delay probate in different circumstances. Need to write a Will? Write your’s on the Smart Will App in 10 minutes for just £19 or £29 for couples. What is probate? This is probably the area of biggest...

How can you change a Will after death?

How can you change a Will after death? You may feel that when you make a Will there should be no circumstances where it can be changed however you may be surprised to learn that it is indeed possible (and often desirable) to change a Will after a person’s death.It’s an unusual occurrence and the likelihood is lessened by making sure that you have a regular review of your Will so that it doesn’t become out of date.But sometimes things...

Your 10 step plan for making a Will

Your 10 step plan for making a Will Making a Will is often seen as a  complex and confusing matter but if you are organised and know what to look for then it can be a fairly quick and easy process.In this post, we’ll give a 10 point plan to help you think about the sorts of things you need to do (and when you need to do them) to make a legal Will. Step #1 – Work out what you...

How does a letter of wishes help when making a Will?

How does a letter of wishes help when making a Will? When you make a Will you may think that you need to include everything all in the one document however that might not be the best course of action for you.A letter of wishes helps to supplement the Last Will and Testament with further instructions, literally a letter of your wishes that aren’t legally binding. Need to write a Will? Write your’s on the Smart Will App in 10 minutes for just...

Is probate needed when a spouse dies?

Is probate needed when a spouse dies? Probate is the legal authority to wind up the affairs of a deceased person and it is generally needed when there are things like bank accounts to close, investments to cash in and property to sell.You’ll often find that financial institutions will ask for proof that probate had been granted before they will allow access to any assets or information that relates to the deceased party.However, it is possible that a formal grant...

I don’t own a house – do I need a Will?

I don’t own a house – do I need a Will? The short answer is ‘yes’!There are a lot of misconceptions about the use of a Will and in this post, we’ll try and clear up what is one of the most asked questions of our advisors. What does a Will do? A Will is very simply a formal way of recording your wishes.It doesn’t necessarily help you avoid tax or probate but what it does do is let people know what...