Protecting your home from care costs

Protecting Your Home from Care Costs   We all get old. It's an unavoidable part of life - people age and can often develop illnesses that can be challenging to overcome. To deal with the fact that age can bring it with a selection of issues, a lot of people choose to go into care homes.   The only problem with this course of action is that you’re going to find that care homes can cost a lot of money. Many find that...

What is a lasting power of attorney?

Lasting Power of Attorney – what is it and do you need one? Power of Attorney is one of those things that most people have heard of but unless they have had to deal with them are a bit of a mystery. In this post, we’ll run through what a lasting power of attorney actually is and some situations where they may be useful. It’s important to note that the law is different between Scotland and England and Wales. This post relates...

Only 1 in 10 people know these 5 facts!

Only 1 in 10 people know these 5 facts about dying without a valid Will Dying without a Will can have far-reaching consequences for families and loved ones, and yet 70 percent of the UK population have no Will in place. Research has shown that only 1 in 10 people know some of the basic facts about the consequences of dying without a valid Will. 1.     The Rules of Intestacy When someone dies without a Will, all of their possessions and other assets...

The seven most important reasons why you need a Will

The seven most important reasons why you need a Will Your Will is your opportunity to tell people formally how you want things to be handled when you pass on. This is an important document and there are some very good reasons why you should make one. These aren’t necessarily in order of importance, as everyone’s situation is different but we think these are the most compelling reasons why you need to sit down and organise your affairs as soon as you...

Inherited a car? What you should do next.

Inherited a car? What you should do next. One of the things that surprises people when someone passes on is the sheer amount of practicalities that have to be dealt with. One of the most common is what to do if you inherit a car. Hold on a moment… The executor will have to do a couple of things before you can take possession of a car. The first thing to confirm is that the vehicle is actually owned by the estate. The majority of...

Can your executor find your Will?

Can your executor find your Will? There can’t be many people that haven’t seen films or TV shows where the central plot device is the loss and search for a Will. It might be funny on the screen but in real life, the loss of a Will can cause heartache and frustration and can even stop your instructions being carried out. The number one rule – tell your executors where to find your Will There really is no point in going to the...

Thinking about writing an online Will? You need to read this first!

Firstly, congratulations, it looks like you are researching how to sort out your affairs before its too late. Unlike 70% of the UK adult population. Getting organised with your future planning, sooner rather than later can save your family from all kinds of stress, legal implications and save them thousands in legal fees in the process. Great move! Online Wills are great for some people and not so great for others. So how do you know if an online Will is...

Average Cost Of Making A Will

What Is The Average Cost Of Making A Will? What Is A Will? A will is a very important part of elderly life. If you die without a will, your family assets have no protection. There will be not directive to decide who gets what assets which can cause distress in an already unpleasant time. While thinking about death is often difficult or unpleasant, it's very important that you have a will when you die. Even if you consider yourself to...

What are the benefits of putting your life insurance policy into a trust?

What are the benefits of putting your life insurance policy into a trust? There are some significant benefits to putting a life insurance policy into a trust (called “written in trust”) and it’s important to consider whether this is an option for you. When you take out a life insurance policy you are naturally thinking of your loved ones and it is a fair bet that you would be hoping that the money would be quickly distributed and in full. However, a...

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