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Wills For Middle Aged People

What happens if I die without a will?

What happens if I die without a will?

There are many of us who know that having a will written is an important task, yet it always seems like it is something that is pushed to the backs of our minds and left for another day.

You might not think that this is too much of a problem, but the truth of the matter is that if you die without writing a will then you might find that your wishes are not met. In order to show you just how valuable it is to make sure that you are writing a will, we have put together our guide on what happens if you die without a will.

The rules of intestacy

If you die without having a will written then your estate will then be shared out according to the rules of intestacy. For some people this may be okay, but for other people, the rules of intestacy won’t relate to your own wishes.

The rules of intestacy states that only married and civil partners, as well as some of your close relatives will be able to inherit your property and estates when you die. The marriage or the civil partnership should still be the case at the time of death. If you are divorced or if your civil partnership has been legally ended, then they would not be eligible to any of your inheritance.

It is also worth noting that if you are seperated informally at the time of your death, then your partner (or should that be ex-partner) is going to be able to inherit your property and estates if you die.

What about children?

If you have children at the time when you die (and your estate is worth more than £250,000) then the partner will inherit all of the personal property and belongings of the person who has died. They will also inherit the first £250,000 of the estate and half of whatever else remains. The children would only be entitled to half of whatever is left after the £250,000 mark.

Of course, the person who inherits the money, property or belongings can decide to divide it as per your wishes, but you would need to have assurance that they would do this. Something that you cannot simply check on if you are no longer around.

It is important to remember that it is not only those who die without a will who will have their property handed out as per the rules of intestacy. Those who also write a will which is not valid, will also die within the rules of intestacy. With this in mind is incredibly important to make sure that when you have a will written up, it is just as it should be.

Of course, a solicitor is one sure-fire way to have the right information and detail in your will, however this can be incredibly costly.

Instead using online will writing or perhaps a will writing app is a much better idea. These are designed to help you to be able to write your will with ease and make sure that when you die, all those wishes that you have for your property will be met.

Don’t put off what can be easily done today by downloading the Smart Will App here

To see how it works, watch the promo video here.


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